Fine day. Annoyed by being forced to decline several applications for money. My experience leads me to know that the greater part of those who apply for loans or for gifts of money either live more expensively than their means warrant or they are unwilling to fix themselves down to one pursuit. If we should undertake to criticise cases, there would be found very few where hardship does not follow bad management and where relief can be anything but temporary.
SOURCE: William Lawrence, Life of Amos A. Lawrence: With Extracts from His Diary and Correspondence, p. 162